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Here are your Articles for November 5, 2021. |
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Some types of insurance coverage are essential, such as auto insurance if you drive a car or a homeowner policy if you own a home. But other types are strictly a matter of priorities and depend on factors such as your age, health and family members. How can you begin to sort it out?
They say everyone has a secret or two. If you’re a family business owner, one thing you don’t want to be a secret is your estate plan. Ideally, family members should have a pretty good idea what to expect when the time comes. This article advises business owners to hold a meeting involving family and a trusted advisor to discuss an estate plan and the reasoning behind it.
For U.S. employers that offer any kind of pension benefits to their employees, it’s critical to have an understanding of the Employee Retirement Income Security Act of 1974. The failure to know what the landmark law says about employer obligations and responsibilities may lead to significant liability. This article discusses employer obligations for pensions as well as for health benefits.
There’s a trend among senior citizens to take out reverse mortgages on their homes. For those who qualify, reverse mortgages can be a nice source of supplemental cash. But homeowners should fully understand the tax implications before they sign on the dotted line. Here’s a rundown of how reverse mortgages work and how taxes come into play.4225 Executive Square, Ste 900, La Jolla, CA 92037-1485
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